Insurance Fraud
Fraudulent insurance claims continue to rise. The National Insurance Crime Bureau estimates that insurance fraud costs are now totaling $120 billion per year. To help combat such costly claims and the negative effects these claims have on all insureds, Arthur Chapman created an Insurance Fraud Practice Group with attorneys who focus on defending insurance companies, self-insured entities, and third-party administrators against fraudulent insurance claims. Our attorneys provide a strategic defense and resolution strategy, and counsel clients regarding methods used to detect and defend against fraudulent claims.
A substantial portion of the insurance fraud claims that our attorneys handle involve automobile, no-fault, casualty, and homeowner insurance claims. Our attorneys have litigated and arbitrated hundreds of these fraudulent insurance claims with exceptional results. The wide-ranging and comprehensive experience that our insurance fraud attorneys have achieved in recognizing, analyzing, and resolving fraudulent insurance claims provides clients with unequaled counsel and a cost-effective route to obtaining a desired result.
Representative Cases
Automobile Insurance Fraud
Conducted numerous examinations under oath and assisted insurers in the investigation of numerous suspicious auto claims, including questionable vehicle damage losses, suspicious personal property losses, and phantom vehicle claims.
No-Fault Insurance Fraud
Successfully argued to the Minnesota Court of Appeals that a no-fault claimant's express refusal to appear at an examination under was a breach of the examination under oath provision of the no-fault policy of insurance and precluded coverage. Metropolitan Property and Casualty Insurance Company v. King, 2003 WL 21008323 (Minn. App. 2003).
On multiple occasions, successfully defended insurers and obtained complete defense rulings in questionable no-fault claims. In one such case, the claim was in excess of $48,000. Handled even more suspicious no-fault claims resulting in awards that were dramatically less than the claimed amount.
Handled multiple examinations under oath in connection with low impact accidents, suspicious provider billings, and vehicle stuffing.
Casualty Insurance Fraud
Coordinated the investigation and handled the defense of insureds in multiple questionable casualty files involving low impact vehicle accidents, vehicle stuffing, and questionable slips and falls.
Homeowner Insurance Fraud
Represented insurers in multiple suspicious homeowners claims including mysterious disappearance, manufactured or overstated theft claims, questionable property damage losses and suspected arson cases. Also conducted numerous examinations under oath on such claims.
Commercial Insurance Fraud
Coordinated the investigation and conducted the examinations under oath of key parties in claims involving commercial losses including inventory theft claims, property damage, and building losses. One such case resulted in criminal charges of insurance fraud against the business owner. Multiple other cases resulted in claim withdrawals or non-contested denials.
Arson Cases
Represented insurers in several arson cases involving residential and commercial buildings. Coordinated the investigation of these claims, conducted the examinations under oath of the key parties, and secured the evidence needed to support denial of the claim on an arson defense. Multiple cases resulted in criminal charges of arson being brought against the insured. Also coordinated numerous investigations and conducted the examinations under oath in connection with vehicle arson cases. Many arson cases resulted in claim withdrawals or non-contested denials.
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